Barclay Card

Transfer a balance to Barclaycard, up to a maximum of £5000*
Then simply use your card to buy goods or services to a minimum value of £50 a month and the transferred balance will stay at 0% until it is paid off.
Although you won't pay interest on the transferred balance, the purchases you make to qualify for the 0% rate on transferred balances will be charged at our standard purchase rate,
typically 14.9% APR.

We will use repayments you make to reduce your transferred balance first. This means that as your transferred balance reduces, your purchase balance will increase by the amount you spend each month but will start to reduce after your transferred balance has been paid off in full.
In any month you spend less than £50, you'll pay just 6.9% APR on your transferred balance for that month - the choice is yours.

Insurance

Take out a Barclays Home Protection Plan before 5 April 2004 and not only could we cut the cost of your cover by up to 25%*, but you'll get 12 months' Domestic Emergency and Family Legal protection completely free**.

Other benefits of our Home Protection Plan include:

• A choice of buildings or contents insurance with our flexible protection, so you take out exactly what you need.
  
• No need to wait for your renewal date. Join us and we'll refund any switching charge made by your current provider to the value of £25***.
  
• No extra charge for spreading your premium over monthly instalments, unlike many other insurers.
  
• We guarantee a 24-hour advice helpline to assist you with domestic emergencies and personal legal matters.
  Why not take a few minutes to find out how much we could save you? Call us on 0800 15 16 17 or pop into your nearest branch. Lines are open Monday to Friday 8am-8pm and Saturday 9am-5pm.
  
  Find out more >>

Pension

Tax-efficient ways to look after your family
Current pension rules mean that you can also pay up to £3,600 gross each tax year into a stakeholder pension for your partner, children or grandchildren. They don't have to be earning and their pension fund will benefit from the available tax benefits.
This information is based on our understanding of current tax law and Inland Revenue practice, both of which may change in the future.

Why Legal & General?
Legal & General is one of the UK's leading financial services companies. More than 3.5 million people are covered by or expect benefits from a Legal & General pension or life assurance plan. And it now administers funds of more than £124 billion worldwide. Few companies have the financial strength and stability to match Legal & General:

The Flexible plan
Legal & General's Stakeholder Pension Plan is designed to provide a good deal for savers, which means that more of your money is working for you. It can also adapt to changes in your circumstances. You can change the amount you save as often as you like or even stop saving for a while. For many people, it's reassuring not to be tied to a monthly amount.

You can apply online or by phoning 0845 604 0384 .
Lines are open Monday to Friday 8am-8pm and 9am-5pm at weekends.

Barclays Online>>